Unfair relationships and the consumer credit act 1974 a guide to the unfair relationship provisions mr ben clarke mcm 9781491281239 books amazonca. Unfair relationships and the consumer credit act 1974 a guide to the unfair relationship provisions volume 1 guides to mortgage and lending law by mr ben clarke mcm 2013 08 07 mr ben clarke mcm books amazonca. Unfair relationships under the consumer credit act 1974 by toby riley smith qc and jonathan lewis henderson chambers this note provides an overview of the unfair relationships test under sections 140a to 140c of the consumer credit act 1974 cca free practical law trial. On 6 th april 2007 the consumer credit act 1974 cca introduced the concept of an unfair relationship in respect of banking and credit agreements the unfair relationship concept replaced the former extortionate credit bargain test found in sections 137 to 140 of the cca which was repealed by the consumer credit act 2006